CLAUSEPREP · FREE SAMPLE
Buy a home
You are preparing an offer or under contract on a house or condo.
Educational preparation. Not legal advice or a review of your actual contract.
01 · THE STARTING POINT
Understand the risk.
General risk band: high
A home purchase is often the largest contract of your life. Rushed inspections, fuzzy contingencies, and emotional bidding are how expensive mistakes get signed.
This is a general sample. Your timeline and available state notes can change the preparation. Add my details →
02 · TAKE THESE TO THE CONVERSATION
Questions to ask.
What is included in the sale price: appliances, fixtures, window coverings, and any leased solar or security systems?
Why it matters. Surprises at walk-through turn into last-minute credits or disputes.
Which contingencies am I keeping (inspection, appraisal, financing, sale of current home), and when do they expire?
Why it matters. Contingency clocks are where leverage dies if you are not watching.
What do the last two years of utility bills, HOA docs, and special assessments look like?
Why it matters. Monthly ownership cost is more than principal and interest.
Has the seller disclosed known defects, prior insurance claims, or unpermitted work?
Why it matters. Disclosure quality varies by state; silence is not the same as a clean house.
What repairs or credits would make me walk if inspection finds them?
Why it matters. Deciding walk-away criteria before the report arrives keeps emotion from rewriting your budget.
03 · KNOW WHAT TO CHECK
Traps to discuss before signing.
Waiving inspection to win the bid
Winning a house with a foundation problem is not a win.
Appraisal gap you cannot fund
Agreeing to cover any shortfall without a hard ceiling can blow up cash reserves.
HOA and insurance shocks after contract
Master insurance, rental caps, or special assessments can change affordability after you are emotionally committed.
THE COMPLETE PREPARATION
Good questions are the start.
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The full buy a home report adds your ordered checklist, documents to gather, complete question scripts, negotiation points, more traps, a timeline, and professional review prompts.
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Educational preparation. Have a licensed professional review binding decisions.
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